GCash, which started as a simple money transfer service, has evolved into a comprehensive financial app in the Philippines. It has played a significant role in transforming how Filipinos manage their finances, from sending money and going cashless to paying bills online. But GCash isn’t just about managing your finances—it’s also a platform where you can earn extra income. Over the years, it has introduced features that allow users to make money while using the app.
Requirements to Start Earning on GCash
To start earning money on GCash, you’ll need access to its full range of features, which requires upgrading and fully verifying your account.
Creating a GCash account and getting verified is free. Here’s what you’ll need:
- A GCash-registered mobile number
- A valid government-issued ID
- A selfie for verification
- Personal information such as full name, address, birthdate, and nationality
Additional requirements may apply for minors or foreign nationals. Once your account is verified, you can access various features that allow you to earn money, including:
- GSave
- GInsure
- GLoan
- GGives
- GCredit
- GCash Padala
- GFunds
- GCrypto
- GStocks PH
- GCash Card
How to Earn Money on GCash in the Philippines
While there are many apps that allow you to earn money, not all are reliable. GCash is a trusted platform, but it is important to be aware of scams and online fraud. However, by knowing how to spot scams and what to do if you encounter them, you can safely enjoy earning with GCash.
Here are legitimate ways to make money on GCash:
1. Invite People to Join GCash
One of the simplest ways to earn money on GCash is by inviting others to join the platform. Share your referral link via Messenger, SMS, or QR code through the app. When your referral signs up, gets fully verified, and deposits money within 30 days, you earn ₱50. You can refer up to 25 people per month, with a potential monthly earning of over ₱1,000. Keep in mind that the terms and conditions of this referral program may change over time.
2. Earn Interest Through Savings
Another easy way to earn on GCash is through its digital savings feature, GSave. Partnered with banks regulated by the Bangko Sentral ng Pilipinas (BSP), GSave allows you to earn competitive interest on your savings. GCash’s partner banks are also insured by the Philippine Deposit Insurance Corporation (PDIC), providing security for your funds. To start, ensure you’re a fully verified user, and choose from the available banks to start earning interest.
3. Invest in Professionally Managed Funds
GFunds offers a way to earn money by investing in professionally managed funds. With as little as ₱50, you can buy and sell investment products from trusted companies. When setting up a GFunds account, you’ll complete a risk profile questionnaire to determine your investment style, whether conservative, moderate, or aggressive. Diversifying your investments can help manage risks and maximize returns over time.
4. Buy and Sell Local Stocks
With GCash’s GStocks PH feature, you can invest in local stocks starting with just ₱1,000. There are over 280 companies available to invest in. Once you fund your trade wallet, you can start buying shares from companies through GCash’s partner broker, AB Capital Securities. Keep in mind that the stock market can be volatile, so only invest what you’re willing to lose.
5. Play to Earn with Games
GCash also offers play-to-earn games, where you can enjoy mobile gaming while earning rewards. Participate in tournaments and other games for a chance to win prizes and cash incentives. Some games may require you to purchase tokens to start playing, so check the app for options.
6. Make Job Referrals
Earn money on GCash by referring people to job openings through the GJobs feature. For every job posting, you can earn referral credits, which vary depending on the employer. You can refer up to three people, and the referral fee will be shared among all involved. It’s a great way to help others find work while earning at the same time.
7. Collect Vouchers
GCash has partnered with Alipay+ to offer a variety of vouchers and discounts from merchants like Foodpanda, Viu, and Spotify. By using GCash and checking in daily, you can collect vouchers and earn digital rewards. These vouchers can help save money when shopping online.
8. Sell Prepaid Load
If you already have a GCash account and want to earn without referring people, selling prepaid load is another option. You can sell load to friends, family, or even run a business offering load services at a small profit. GCash partners with various providers, so you can sell network, internet, and gaming loads, among others.
9. Get Tickets for the Lucky Load Weekly Draw
When you purchase prepaid load worth at least ₱50 through GCash, you get an entry into the Lucky Load weekly raffle. You can submit multiple entries, and if no winners are chosen in consecutive weeks, the prize pot accumulates. This is a fun way to earn money while buying load.
10. Offer Financial Services
If you have a government-registered business like a sari-sari store, you can become a GCash Pera Outlet Partner and offer services such as cash-in, cash-out, bill payments, and money transfers. This can earn you as much as ₱10,000 per month, depending on your location and the volume of transactions.
11. Trade Cryptocurrencies
GCash’s GCrypto feature lets you trade cryptocurrencies in real-time and offers access to non-fungible tokens (NFTs). Powered by the Philippine Digital Asset Exchange (PDAX), GCrypto is a secure platform for buying and selling crypto. Be sure to do your research and be responsible when trading cryptocurrencies.
How Much Can You Earn on GCash?
Your earnings on GCash depend on how actively you use its features. Whether you’re earning interest from savings, dividends from stocks, or referral fees, the amount you can make varies. For example, playing GCash games could earn you based on your skills or luck, while investment returns depend on market conditions.
The key is to take advantage of all the opportunities GCash offers and find the methods that work best for you. With consistency and smart use of the app’s features, you can gradually build a nice stream of extra income.